Ph No: 818-266-8848, 818-422-9253
It is very important in confirming the trust deed investment security and equity protection. It indicates the amount of equity the borrower has in the property. The lower the trust deeds’ loan to value relative to the property’s market value the better the trust deed investment’s security is for our investors.
The term means” Loan to Value”, and it’s a calculation of the total loan amount relative to the property’s property value. We arrange trust deed investments for our investors up to 65% LTV of the property’s appraised market value.
Our investors receive just about the same documentation that most banks and the large institutional lender receive when they make a real estate loan. Our investment package includes:
Our company’s minimum investment is $25,000.00.
A borrower contacts our company in need of necessary funds. We then do an investigation into the borrower’s property’s equity, the borrower’s credit and income and perform an evaluation into the overall quality of the proposed trust deed investment.
Many investors wish to take advantage of the high rate of return and security that trust deed investments provide but lack the necessary funds to fund any single loan. In such instances our company will arrange to group several investors into one trust deed investment in order to obtain the necessary funds to satisfy the financial needs our the borrower. Each investor in the trust deed investment will receive their proportionate share of interest monthly.
The loans that are originated by our company comply with all required state and federal regulations so as such no loan that is originated by our company is considered a predatory loan.
People that have credit, income or property issues that preclude them from getting a loan from the big banks and other large institutional lenders often look to private money sources for the money they need. Currently borrowers who have good credit and stable income are finding the necessity of having to obtain the money they need by borrowing private money due to just falling short of the bank’s current stringent lending standards.
California law requires that every investor that invests though our company must quality as a “Qualified Investor”. We are available to discuss the process and assist in completing the required steps. The process is quick and easy.
The borrower signs a promissory note that contains an agreed upon interest rate that provides for monthly payments to our investor. The payments can be interest only or a combination of both principal and interest that can lead to full repayment to our investor with no need for a balloon payment at the end of the loan term.
Very simply a trust deed investment is a loan to a borrower that is secured with a trust deed recorded against the real estate owned by the borrower